Kindergeld payment in Germany. Kindergeld – Child benefits in Germany. Families in Germany receive financial help from the government through Kindergeld, a benefit meant to cover children’s basic needs and support their education. But how much do parents with four children actually get? Let’s find out!
What is child allowance?
Child benefit (Kindergeld) is a monthly financial aid provided by the German government to parents or legal guardians to support children’s well-being. According to Familienportal, the official government platform for family support, this benefit is available to all residents in Germany, including German citizens, EU nationals, and certain foreign residents.
In most cases, Kindergeld is paid until the child turns 18, but it can be extended up to 25 if they continue their education. To receive this benefit, parents must apply through the Familienkasse, either online or by submitting a written application.
Read also: Steps to take if your child benefit payment Is missing: A guide to kindergeld
How much will you receive in 2025?
Starting in 2025, child benefit (Kindergeld) in Germany will be €255 per month per child, as confirmed by official government figures. This means that a family with four children will receive €1,020 per month.
Parents in Germany can choose between two types of financial support:
- Kindergeld – a fixed monthly payment, regardless of income.
- Kinderfreibetrag – a tax deduction that reduces taxable income, lowering the parents’ tax burden.
The decision between Kindergeld and Kinderfreibetrag depends on a family’s financial situation. Families with higher incomes often benefit more from the tax deduction, while Kindergeld is usually the better option for those with lower incomes. The tax authorities automatically determine the most favorable option when calculating taxes, ensuring families receive the best financial advantage.